Open Banking Directory

Examine and contrast open banking and open finance standards around the world.

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Indian Stack

India Stack refers to a group of technology platforms and frameworks that include the national digital identity system, digital document infrastructure, the Unified Payments Interface... Read More

Owner: The National Payments Corporation of India and the Indian Ministry of Electronic and Information Technology.
Region: India
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FDX API (Financial Data Exchange)

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Owner: Financial Data Exchange (FDX)
Region: United States
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Czech Standard for Open Banking- COBS

The Czech Banking Association’s Open Banking response to the EU’s PSD2 directive. Read More

Owner: Czech Banking Association
Region: Czech Republic
open-banking-directory-consumer-data-standards-cds-technoxander-dot-com

Consumer Data Standards- CDS

The CDS was created as part of the Australian Government’s rollout of the Consumer Data Right legislation, designed to give Australians greater control over their... Read More

Owner: The Consumer Data Standards Program, part of The Commonwealth Scientific and Industrial Research Organisation (CSIRO).
Region: Australia
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Consumer-Driven Banking (Open Banking Canada)

Canada’s open banking framework—referred to as Consumer-Driven Banking—is a government-mandated system still under development. Its goal is to allow individuals and small businesses to securely... Read More

Owner: Government of Canada (via Department of Finance), with oversight and enforcement by the Financial Consumer Agency of Canada (FCAC) under the new Consumer-Driven Banking Act.
Region: Canada
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Bank Interfaces for Standardised Payments- BISTRA

BISTRA provides Bulgaria’s national API profile for PSD2-style access, harmonising bank interfaces to support standard payment services and account access while incorporating national transfer practices.... Read More

Owner: CCBank
Region: Bulgaria
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CBUAE

Shaping the UAE’s market structure, the CBUAE Open Finance Regulation mandates participation and sets an API Hub model for consent, data sharing and service initiation... Read More

Owner: CBUAE
Region: UAE
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Bahrain Open Banking Framework

Bahrain’s framework creates a regulator-led technical and operating baseline that defines security, authentication, and API standards to enable third-party access to consumer-permitted data and payment... Read More

Owner: The Central Bank of Bahrain (CBB)
Region: Bahrain