If you are a Financial Institution planning to participate in the EPC Verification of Payee (VoP) Scheme, there’s one thing you must complete immediately: The EPC VoP Adherence Pack.
Completion of EPC VoP Adherence pack is the official entry point into the EPC VoP scheme. This step will unlock access to the EPC’s EDS Directory and will set the foundation for Verification of Payee project go-live operation.
Let’s break down exactly what the Adherence Pack is, how to complete it, and how TechnoXander can help you get it done — fast, accurately, and stress-free.
What is in the EPC VoP Adherence Pack?
The Adherence Pack is the mandatory set of documents every eligible applicant must submit to join the VoP Scheme. It includes:
- Adherence Agreement (Annex H-1)
The contract binding your institution to the EPC and other scheme participants.
- Schedule to the Adherence Agreement (Annex H-2)
This contains key information about your organization and application.
- Legal Opinion (Annex H-3 or H-4) (only required for some applicants)
Needed if you’re not already participating in the SCT or SCT Inst schemes. Must be completed by internal/external legal counsel.
- Additional Documentation
Proof that you meet the eligibility criteria, as needed.
You can download the full pack from the EPC Toolkit for New Participants.
How to Complete the Adherence Pack: Two Options
PSPs have two methods to complete the Adherence Pack:
Method 1: Do It Yourself
PSP to download, complete, and submit everything directly. You will need to:
- Electronically sign the Adherence Agreement and Schedule.
- Attach the Legal Opinion (if applicable).
- Email the documents to: vop@epc-cep.eu.
Tip: Use the EPC’s Excel template for Annex H-2 to speed up processing.
Method 2: Appoint an Agent (Like TechnoXander)
PSP can legally authorise an agent to act on their behalf by providing a Power of Attorney to an agent such as TechnoXander. The agent:
- Prepares the Adherence Pack
- Your team reviews the pack
- Agent submits your Adherence Pack
- Coordinates with legal counsel for the Legal Opinion
- Ensures the process is smooth and error-free
As per EPC, agents cannot take on the legal obligations of the PSP — they can simply act as agents to facilitate EPC VoP scheme paperwork.
As a Qualified RVM and an experienced participant in the Pay.UK CoP directory, TechnoXander has hands-on experience in payee verification solutions.
We are the only Pay.UK aggregator approved to serve public sector bodies under the Crown Commercial Service (G-Cloud 14) framework. That means we are trusted, proven, and ready to act on your behalf.
Don’t Wait — VoP Adherence Pack Wave is live!
Adherence Waves are time sensitive. Without completing your Adherence Pack and onboarding to the EDS Directory, PSP organisation won’t be reachable in the VoP ecosystem — meaning you can’t go live.
Wave Deadlines:
- Wave 1 (Apply by May 15, 2025) → EDS Access latest by August 15
- Wave 2 (Apply by June 30, 2025) → EDS Access latest by September 10
- Wave 3 (After June 30) → Access on best-effort basis
Early movers gain a serious operational advantage. Start now!
Ready to Get Started on your EPC VoP journey?
Let TechnoXander fast-track your VoP compliance process. From paperwork advisory to EDS Directory set up and Verification of Payee technical implementation, we have got you covered.
Book a call with our team today to start your Verification of Payee journey!
