Open Banking Dedicated Interface

No, TechnoXander APICall does not depend on the bank to define compliance requirements. TechnoXander actively monitors developments across the Open Banking ecosystem and leads the compliance process for its clients. Required regulatory updates and technical changes are proactively incorporated into the platform, which reduces the burden on the bank’s compliance, business and IT teams. Through strong industry engagement and continuous tracking of Open Banking developments, TechnoXander ensures that the APICall solution remains aligned with evolving regulatory expectations.

TechnoXander's APICall is not a white-label solution. Unlike resellers who rebrand third-party products, TechnoXander owns, builds, and maintains every component of APICall. This means our team has direct control over the compliance roadmap — when Open Banking standards are updated by OBIE or the FCA requires a change, we implement it proactively and notify clients ahead of deadline, rather than waiting for upstream vendors to act. Our clients benefit from a direct engineering relationship, not a support ticket chain.

TechnoXander lowers entry barriers by offering a flexible pricing model that allows banks to pay only for what they use. Most institutions start with the mandatory AISP, PISP and CBPII APIs and add optional APIs based on their needs. This approach helps reduce upfront costs and makes Open Banking adoption more accessible for smaller banks. TechnoXander also provides proactive support by tracking upcoming regulatory and ecosystem changes, allowing banks to stay compliant while focusing on their core business.

Banks do not necessarily need to replace their existing in-house solution if they are not compliant with Open Banking requirements. TechnoXander has worked with various clients and PSD2 products and can review an existing dedicated interface implementation to identify compliance gaps. Based on this assessment, TechnoXander helps define a backlog and an overall implementation approach to ensure the current solution meets Open Banking requirements. Through its Open Banking consulting services, TechnoXander enables banks to improve their existing implementation while achieving regulatory compliance.

We can help you understand Open Banking standards through expert guidance and training. At TechnoXander, we work closely with clients to ensure that Open Banking implementations align with their overall enterprise strategy. We also make sure stakeholders clearly understand our recommendations and implementation approach. We offer Open Banking training designed specifically for small banks to support compliant implementation.